These terms and conditions govern the use of the roommate finance management programme website and all related services. Users are required to read and accept these terms before engaging with any aspect of the website or programme.

October 16, 2026

Acceptance of terms

By accessing or using this website and its services, the user agrees to comply with these terms and conditions. Continued use indicates acceptance of all provisions. If the user does not agree, they must not use the services provided by the Company.

Definitions

The following definitions apply throughout these terms and conditions. Additional definitions may be specified elsewhere in the policy as needed for clarity.

• The term "Company" refers to the operator of this website and provider of the roommate finance management programme and related services. This includes all affiliated entities and authorised representatives.
• The term "user" means any individual or organisation that accesses, browses, registers for, or uses any part of the website or its services, including applicants, participants, and alumni.
• The term "services" encompasses all content, tools, communications, support, and programme features made available through the website, whether free or paid.
• The term "content" includes all text, data, graphics, documents, downloads, templates, and other materials provided on or through the website, whether created by the Company or its partners.

Service usage

The website and services are provided for personal, non-commercial use only. Users must not use the services in a way that could harm the Company or other users.

Eligibility

Participation in the programme is limited to individuals who meet the minimum age and qualification requirements, as specified in the application process. The Company may refuse access to those who do not meet these requirements or breach any terms.

Applicants are responsible for ensuring they meet all eligibility criteria before applying. The Company may request supporting documentation to verify eligibility.

User responsibilities

Users of the website are required to act in accordance with the terms and conditions, maintain account security, and respect the rights of others. The following responsibilities apply to all users.

• Users are responsible for maintaining the confidentiality of their account credentials and for all activities conducted under their account.
• The user must ensure that any information provided to the Company is accurate, complete, and up to date at all times.
• Users must comply with all applicable laws and regulations while using the website and its services.
• Any misuse of the website, including unauthorised sharing of materials or disruptive behaviour, may result in suspension or termination of access.

Prohibited uses

The following activities are strictly prohibited when using the website and services. Violations may result in termination of access and legal action where appropriate.

• Users may not use the website for any unlawful purpose, including but not limited to fraud, harassment, or the dissemination of harmful content.
• It is prohibited to upload, share, or transmit any content that infringes on the intellectual property rights of others or violates applicable regulations.
• Users may not attempt to gain unauthorised access to the website, interfere with its security features, or disrupt its operation.
• The use of automated tools, bots, or scripts to access or collect data from the website without permission is strictly forbidden.
• Commercial use of the website or its content without prior written consent from the Company is not allowed.

Intellectual property

All content and materials on this website, including templates, documents, and graphics, are the property of the Company or its licensors. Users are granted a limited, non-transferable licence to access and use these materials for personal, non-commercial purposes only.

User content

Users may submit content such as feedback, reviews, or queries through the website. All submissions must comply with these terms and must not contain unlawful or inappropriate material.

Privacy policy

The Company respects user privacy and processes personal data in accordance with applicable laws. Details regarding data collection, use, and rights are set out in the privacy policy. View our privacy policy

Disclaimer

The Company provides information and services for general guidance only. No professional, legal, or financial advice is given. Users are responsible for their own decisions and should consult qualified advisors as appropriate.

Limitation of liability

The Company’s liability is limited to the maximum extent permitted by law. The Company is not liable for any indirect, incidental, or consequential damages arising from the use of the website or services.

Indemnification

The user agrees to indemnify and hold harmless the Company, its affiliates, and personnel from any claims, damages, or losses arising out of the user’s breach of these terms or misuse of the website or services.

Dispute resolution

In the event of a dispute, the user and the Company agree to attempt resolution through direct negotiation before pursuing other remedies. This process is designed to encourage fair and efficient outcomes.

Governing law and jurisdiction

These terms and conditions are governed by the laws of Australia. Any dispute arising under or in connection with these terms will be subject to the exclusive jurisdiction of Australian courts, unless otherwise specified by applicable law.

Termination of access

The Company may suspend or terminate user access at its discretion for breach of these terms, security concerns, or misuse of services. Notice will be provided where required by law.

Modifications to terms

The Company reserves the right to modify these terms at any time. Updates will be posted on the website and are effective immediately upon posting. Continued use of the website indicates acceptance of any changes.

Severability

If any part of these terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect. The invalid provision will be replaced with a valid one that most closely reflects the original intent.

Entire agreement

These terms and conditions constitute the entire agreement between the user and the Company with respect to the use of the website and services. Any previous agreements or representations are superseded by this version.

Contact information

For any questions or concerns regarding these terms and conditions, users may contact the Company using the details provided on the website. The Company will aim to respond within a reasonable time frame.